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Wind Mitigation Inspection: How to Save Up to 45% on Florida Homeowners Insurance

January 28, 20266 min read

What Is a Wind Mitigation Inspection?


A wind mitigation inspection evaluates the structural features of your home that help it withstand hurricane-force winds. Florida law requires insurance companies to offer discounts to homeowners whose properties meet certain wind-resistance standards.


What Does It Evaluate?


  • Roof Covering — Type and age of roofing material
  • Roof Deck Attachment — How the roof decking is fastened to the trusses
  • Roof-to-Wall Connection — Clips, straps, or toe nails
  • Roof Shape — Hip roofs generally perform better in high winds
  • Secondary Water Resistance — Barrier beneath the roof covering
  • Opening Protection — Hurricane shutters, impact-resistant windows

    • How Much Can You Save?


    Depending on your home's features, savings range from 10% to 45% on your annual insurance premium.


    Schedule With Simplispect


    Our licensed inspectors provide thorough wind mitigation inspections with fast report delivery. Serving Orlando and the entire Central Florida region.

    Frequently Asked Questions

    What is a wind mitigation inspection?

    A wind mitigation inspection evaluates a home's structural features that protect against wind damage.

    How much can I save with a wind mitigation inspection?

    Florida homeowners can save anywhere from 10% to 45% on their insurance premiums.

    How long is a wind mitigation report valid?

    In Florida, a wind mitigation report is typically valid for 5 years.

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